Our Services






Planning Services

We work closely with individuals and businesses to create a custom plan.  Our PlanFirstsm approach provides a foundation for many of the other decisions we will make with clients.  Each client’s needs are different, but typically our plans include income projections, expense planning and monitoring, portfolio analysis, and “what if” scenarios.  A key variable of nearly every client plan is evaluating near-term and long-term tax implications.

Personal Insurance

Our independent agency provides a full-line of property & casualty insurance.  Whether it is personal or commercial, we can help find the right policy, including:

  • Home owners & renter
  • Auto
  • Motorcycle, RV & boat
  • Umbrella
  • Bonds
  • Professional liability

Business Services

Our client executives work with businesses to tailor services that meet their unique needs.  Common client solutions include:

  • Professional Liability Insurance
  • Property Insurance
  • Business Owner Life Insurance
  • Retirement Plans
  • Employee health and life insurance

Our team has experience in industries ranging from construction to healthcare to agriculture to technology.

Experts in the Business of Life

Investment Services

We have the resources to provide a wide range of investment solutions for our clients.  Individual and families investment plans typically include education, retirement, legacy and charitable goals.  We also support companies and organizations with their employee benefits, endowment, and business owner investments.

Our evidence-based approach to investing often translates into a core set of holdings that are broadly diversified, low-cost funds designed to capture long-term equity market returns.   While we believe strongly in the value of a broadly-diversified base, we also help clients capitalize on strategies involving business investments, employer stock, and targeted investment strategies.

Health & Life Insurance

For individuals, families and businesses, health and life insurance provide an important financial foundation.  Over the past few years, there have been dramatic changes that require a fresh perspective.  Our firm helps individuals and employers navigate the options to obtain the right insurance, including:

  • Group health insurance
  • Marketplace health insurance
  • Group health insurance
  • Medicare Supplement and Prescription plans
  • Long-term care
  • Life insurance
  • Disability insurance

Charitable Giving

For our team, giving back is a key part of who we are.  If you share our thinking, we may have some interesting ways for you to live well and give well.

More Life for Your Money

Employer Benefits

For most employers, benefits are essential to attracting and keeping talented employees.  Over the past few years, health insurance, retirement plans and life insurance have changed significantly.  We are actively helping clients find the right approach to support their business and employees.

Agriculture Services

Our team understands that the risks, taxes, employment rules and investment opportunities are different for agriculture businesses.  We provide an integrated approach to risk management for crop, livestock, property, liability, and employees.  We also help clients find the right strategy for transactions involving appreciated land and other real estate.

Owner & Transition Services

Starting, growing, and transitioning a business can be rewarding, but presents unique challenges.  Our team works with businesses in all phases and they seek to grow wealth and protect their businesses and families.