Our Services

Planning Services

We work closely with individuals and businesses to create a custom plan.  Our PlanFirstsm approach provides a foundation for many of the other decisions we will make with clients.  Each client’s needs are different, but typically our plans include income projections, expense planning and monitoring, portfolio analysis, and “what if” scenarios.  A key variable of nearly every client plan is evaluating near-term and long-term tax implications.

CPA Services

Our Certified Public Accountants are ready to assist you with your business and financial strategy. We can help you start your new business on the right foot, and for those already in operation, we offer a variety of services:

  • Tax Planning
  • Quarterly and Annual Accounting
  • Bookkeeping and Payroll
  • Financial Statements
  • Estimated Tax Payments
  • Responding to IRS Notices

Personal Insurance

Our independent agency provides a full-line of property & casualty insurance.  Whether it is personal or commercial, we can help find the right policy, including:

  • Home owners & renter
  • Auto
  • Motorcycle, RV & boat
  • Umbrella
  • Bonds
  • Professional liability

Experts in the Business of Life

Tax Preparation

Everyone has to submit a tax return (or an extension) each year, from families to the largest corporations, trusts, and nonprofits. Here are the type of entities we work with most:

  • Individuals & Families
  • Partnerships & Limited Liability Companies
  • C & S Corporations
  • Not-For-Profit Entities

Health & Life Insurance

For individuals, families and businesses, health and life insurance provide an important financial foundation.  Over the past few years, there have been dramatic changes that require a fresh perspective.  Our firm helps individuals and employers navigate the options to obtain the right insurance, including:

  • Group health insurance
  • Marketplace health insurance
  • Group health insurance
  • Medicare Supplement and Prescription plans
  • Long-term care
  • Life insurance
  • Disability insurance

Investment Services

We have the resources to provide a wide range of investment solutions for our clients.  Individual and families investment plans typically include education, retirement, legacy and charitable goals.  We also support companies and organizations with their employee benefits, endowment, and business owner investments.

Our evidence-based approach to investing often translates into a core set of holdings that are broadly diversified, low-cost funds designed to capture long-term equity market returns.   While we believe strongly in the value of a broadly-diversified base, we also help clients capitalize on strategies involving business investments, employer stock, and targeted investment strategies.

More Life for Your Money

Employer Benefits

For most employers, benefits are essential to attracting and keeping talented employees.  Over the past few years, health insurance, retirement plans and life insurance have changed significantly.  We are actively helping clients find the right approach to support their business and employees.

Agriculture Services

Our team understands that the risks, taxes, employment rules and investment opportunities are different for agriculture businesses.  We provide an integrated approach to risk management for crop, livestock, property, liability, and employees.  We also help clients find the right strategy for transactions involving appreciated land and other real estate.

Charitable Giving

For our team, giving back is a key part of who we are.  If you share our thinking, we may have some interesting ways for you to live well and give well.